The Credit Union Difference

Disclosures

In recognition of our members’ expectation of privacy, PrimeWay Federal Credit Union has adopted the following privacy statement.

PrimeWay Federal Credit Union is committed to provide you with financial products and services to meet your financial goals. We are required by federal law to give you this privacy notice. It describes our policies and practices that protect your privacy and enable us to share information to make available competitive financial products and services. If you have any questions after reading it, please contact us at 713-799-6200.

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713-799-6200

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Information We Collect and Disclose About You
We collect nonpublic personal information about you from the following sources:

 
  • Information we receive from you on membership and loan applications and other forms
  • Information about your account balance, payment history, overdraft history, parties to transactions, and credit or debit card purchase information
  • Information regarding whether a person is or was a member of this credit union or that a member now has or previously had obtained a product or service from this credit union
  • Information we receive from a consumer reporting agency
  • Information obtained when verifying the information you provide on an application or other forms, such as from your current or past employers or from other financial institutions where you conduct financial transactions.

Our commitment to provide you with competitive products and services may require that we share information about you with our affiliate, Credit Union Acceptance Corporation, which provides an indirect automobile lending program.

We may also disclose all the information we collect, as described above, to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements. To protect our members privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not allow these companies to sell members information we provide to other third parties.

We may also disclose information about you under other circumstances as permitted or required by law. These disclosures typically include information to follow your instructions as you authorize, to conduct the operations of the credit union, or to protect the security of our financial records.

Disclosure of Information About Former Members
If we terminate your membership with PrimeWay Federal Credit Union, we will not share information we have collected about you, except as permitted or required by law.

How We Protect Your Information
We restrict access to nonpublic personal information about you to those employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information.

Kids Privacy

PrimeWay is dedicated to the privacy and safety of all our members, but we place special importance on protecting our younger members.  Personal information is confidential, we do not collect personal information or share it in any circumstance other than a request for service or a contest entry.  In those instances, the information is treated as highly confidential and follows detailed procedures designed to protect our youth.  CLICK HERE for further details.
 

Third Party Link Disclosure

PrimeWay Federal Credit Union does not endorse or guarantee 3rd party links. The products and
services offered on 3rd party sites are not products of PrimeWay. Linking to a web site does not consider endorsement by PrimeWay, or any of its employees, of the sponsors or the products presented on the site.
 

Membership Agreement  PrimeWay's Membership Agreement contains member and account  
 agreement, funds transfer availability policy, and electronic funds transfer
 agreement.
Account & Fee Disclosure  This document provides rates, fees, and terms applicable to all
 PrimeWay
accounts and services.
Share Certificates & Deposit Accounts Disclosure This document  provides all rates, fees, and terms applicable to all
 PrimeWay
deposit accounts. 

 
Credit Card Disclosure This document provides detailed information regarding PrimeWay's Credit Cards.
 
Share Certificate - 12 Month This document provides the rates and disclosure information for the 12 month share certificate of deposit.
 
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